Subjective Finance is a research-driven journey into investing, business, and wealth creation. Rather than claiming to have all the answers, this project documents what we're learning, what we're testing, and what the data reveals along the way.
Expect company deep dives, valuation research, portfolio experiments, business case studies, and honest discussions about what works, what doesn't, and why. The goal isn't to follow a guru—it's to become a better thinker, business owner, and investor together.
Items:
Public Market Investing
Passing on a Legacy to the Family
Business Ownership
Valuation Frameworks
Portfolio Experiments
Wealth Building Systems (Financial Side Hustle)
Capital Allocation
Financial Literacy
Long-Term Compounding
This keeps the focus on ideas rather than credentials.
Studying businesses through valuation frameworks, competitive advantages, capital allocation, and long-term compounding.
Exploring business ownership, acquisitions, government contracting, bookkeeping, accounting, and scalable wealth-building models.
Documenting real-world investment decisions, portfolio construction, successes, mistakes, and lessons learned along the way.
Studying how businesses create value through cash flow, capital allocation, competitive advantages, and long-term compounding.
Exploring business models, acquisitions, government contracting, bookkeeping, accounting, and wealth creation through private enterprise.
Learning how incentives, risk, psychology, and systems influence investment and business outcomes.
I'm a lifelong student of business, investing, and wealth creation. Subjective Finance was created as a way to document that journey publicly—to share what I'm learning, what I'm testing, and what the data reveals along the way.
My background spans military service, real estate, business, finance, and government operations. Over the years, I've learned that the most valuable lessons rarely come from headlines or hot takes. They come from careful research, real-world experience, and a willingness to challenge assumptions when the evidence points elsewhere.
Through Subjective Finance, I explore investing, business ownership, valuation, entrepreneurship, and financial decision-making. Some ideas will prove successful. Others won't. Both outcomes are worth documenting because the goal isn't to appear right—it's to become a better thinker, business owner, and investor over time.
If you're interested in learning alongside someone who is willing to ask questions, test ideas, share results, and continuously improve, you're in the right place.